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Welcome to Citizens Bank Student Loans
Start a new application
Access an existing application
Apply for an Education Refinance Loan

Applying is easy! Only three simple steps Applying is easy! Only three simple steps

  1. 1Complete Application
  2. 2Credit Decision
  3. 3Sign Documents
    & Disburse Loan
Fill out the easy online Citizens Bank Student Loan or Student Loan for Parents application.  Click 'Start A New Application' to begin.
Once your application is submitted, we may request additional documents to verify income or other information in your application.  Once we have validated this information, you will be notified of a credit decision.
If you are approved and decide to accept the loan, you and your cosigner, if applicable, will be required to review and sign your Application and Promissory Note as well as complete a Self-Certification Form which we will provide to you.  Once all documents are signed and accepted, we will disburse the loan funds to your school electronically (or directly to the school if they cannot receive electronic payment).
1
 Complete Application
Fill out the easy online Citizens Bank Student Loan or Student Loan for Parents application.  Click 'Start A New Application' to begin.
2
 Credit Decision
Once your application is submitted, we may request additional documents to verify income or other information in your application.  Once we have validated this information, you will be notified of a credit decision.
3
 Sign Documents & Disburse Loan
If you are approved and decide to accept the loan, you and your cosigner, if applicable, will be required to review and sign your Application and Promissory Note as well as complete a Self-Certification Form which we will provide to you.  Once all documents are signed and accepted, we will disburse the loan funds to your school electronically (or directly to the school if they cannot receive electronic payment).
What you will need to apply What you will need to apply
To complete your application, you and your cosigner (if applicable) will need the following:

Personal Information

Pay stub (no more than 30 days old) or other proof of income and monthly housing cost (rent, mortgage, other). International borrowers and DACA applicants will be required to provide documentation regarding current immigration status in the United States. The document(s) must be valid through the loan period.

School Information

Anticipated graduation date, loan amount and academic period for loan.
  Additional information may be required after your application is submitted for review.
Looking for an Education Refinance Loan instead?
Apply for a Bar Study or Medical Residency Loan